Latest News & Resources

Read the latest news and resources from Assante Financial and Regency Advisory Corporation. Click on any headline below to read the full story. Browse the Archives for older stories.

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April 2008: by Jos Herman
Explore your options... explore dividends
As discussed in my last article, the new dividend rules perhaps will change tax planning for Canadian Controlled Private Corporations (CCPC's) or at least provoke discussion as to alternative compensation options for owner-managers in the future.

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January 2008: by Jos Herman
Are you used to bonuses or dividends?
Standard practice for Canadian Controlled Private Corporations (CCPC's) has been to pay bonuses to owners to reduce active business income to the maximum amount eligible for the small business deduction (now sitting at $400,000). This strategy sought to avoid the double-taxation inherent in paying the highest corporate tax rate.

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October 2007: by Dale R. Berg
Risk management: your health, your wealth
A major insurance company recently reported that seven out of 10 people surveyed were unaware that Critical Insurance coverage is available. The same study reported that if a critical illness struck one of the family income earners, only 16% were confident that they would have the financial resources to cover the costs of recovery.

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September 2007: by Jos Herman
Owning your business... owning your property
As mentioned in my article in the previous issue, I noted that office vacancy rates have reached record lows. There does not appear to be any rental rate relief in the near future.

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July/August 2007: by Jos Herman
Your business and the hot real estate market
As the Saskatchewan economy increases and businesses continue to grow, finding office space to accommodate an organization's growing operations is becoming increasingly difficult.

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June 2007: by Steven Krueger
Show me the process
As a business owner, you are constantly being bombarded with risk and opportunity. Managing the risk to support new opportunities is always a challenge. To help alleviate some risk, you may hire professionals like lawyers, accountants and financial advisors.

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April/May 2007: by Dale R. Berg
Needs-based solutions
Life insurance is needed in business for numerous situations. Many of these situations have been profiled in previous articles such as Key man coverage, funding for a buy sell agreement, or collateral loan coverage.

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January/February 2007: by Steven Krueger
Have you insured your best asset? Properly?
As business owners, we are able to overcome many obstacles related to business risk. We accomplish great things on a regular basis. We all want to continue to do so into the future.

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November/December 2006: by Darrell Nordstrom
Rewarding key employees - deferred profit sharing plans
Hiring and retaining key employees is a common area of discussion among owner/managers these days because of the "boom" occurring and the out-migration of our labour force.

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September/October 2006: by Jim Nellis
It's all about the people...
If you own a business in Saskatchewan (or in Canada for that matter) in almost any industry one of the biggest challenges you are facing is finding and retaining good employees and executives.

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September 2006: by Darrell Nordstrom
More asset protection strategies
As business owners many of us are so subjected to the busy day-to-day hands on operation of our businesses that we don't devote enough time to protecting our assets.

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July 2006: by Dale R. Berg
Asset protection strategies, part two
In the last edition, my business partner Jim Nellis detailed two strategies for asset protection... In this article I would like to profile the two others he mentioned, which are domestic trusts and foreign trusts.

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June 2006: by Jim Nellis
Asset protection strategies, part one
Protecting assets from potential claim is an important issue for all business owners. There are a number of different strategies one could choose depending on the situation.